Showing posts with label RE/MAX. Show all posts
Showing posts with label RE/MAX. Show all posts

Tuesday, 27 May 2014

My Current Sault Ste. Marie Ontario Region Listings


NEW listings! Here they are! 


Like A Hawke, Susan Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Friday, 23 May 2014

Full Service Full Fees: Consumers value a trusted advisor. That's why REMAX is #1


Consumers today more than ever need a trusted advisor to facilitate an effective real estate transaction. As exciting as the home buying and selling adventure may appear, solid representation and advice from your team at RE/MAX is critical to your success.

RE/MAX sales representatives are consistently ranked as the most productive agents in the industry. The 2014 Real Trends Top 250 Canadian Brokerage report shows that RE/MAX Agents are 35% MORE productive than their nearest competitor and head and shoulders above the industry average.

Choose RE/MAX to take you home.

Like A Hawke, Susan Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Wednesday, 9 April 2014

Top 13 Small Cities In Canada


Yes, there’s a city of the same name just across the river in Michigan. They are joined by an international bridge, and have a joint history that goes back to the 17th century. Because of the accord between the U.S. and Canada, they function almost as one city. Rapids on the St. Mary’s River impede navigation at this point. Great Lakes shipping traffic uses the busy Soo Locks, and small recreational boats transit a canal on the Canadian side.

Sault Ste Marie!!!! Ontario. Read here.

Like A Hawke, 
Susan 


Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Thursday, 27 March 2014

Selecting A Right Buyer Agent - Susan Hawke Sault Ste. Marie Ontario


Like A Hawke,
Susan


 Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Thursday, 13 March 2014

RE/MAX, Dream with Your Eyes Open

)

Like A Hawke,
Susan


Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Monday, 3 February 2014

Get To Know Susan Hawke REMAX Sault Ste. Marie Ontario




Susan is a person who has a passion for life. There are just not enough hours in the day to do the things I enjoy. A few key things to know about me:
Whole foods advocate, cook and researcher Health freak of sorts - always reading, researching and analyzing - Yoga gives me peace, strength, flexibility and a youthful attitude - Travel lover- Real Estate agent with a passion for serving her clients - I don't believe in settling for 2nd best - I love to laugh, enjoy a glass of wine and a good book. I love the beauty of nature.
****JOIN my Recipe Club here
Serving Blind River, Thessalon, Sault Ste. Marie, Iron Bridge and Wawa Ontario, I know the region inside and out and I have helped numerous clients from first-time buyers to Investors!.
As a full-time Remax real estate professional, I am passionate about providing caring and knowledgeable real estate services; for prospective home buyers by helping them find a home to meet their needs and financial goals and; for sellers by helping them with staging, pricing, marketing and selling in order to sell quickly and for maximum market value.
Buying or Selling in Sault Ste. Marie, Ontario?  Know anyone who is?  I can help.  705.971.0918

I utilize the power of social media to compliment my professional services, knowledgeable market commentary, statistics and winning strategies. I found a way to be everywhere for my clients so they may experience greater results.
As a local resident, I have a love for and life experience of Sault Ste. Marie and surrounding areas. I am familiar with all the positive amenities, neighborhoods, rural side roads and commercial districts.
I look forward to helping you throughout your life with all your family's real estate needs.
Please take a moment to LIKE my Facebook page.
My Twitter is @susanhawkesells
Buying or Selling in Sault Ste. Marie, Ontario?  Know anyone who is?  I can help.  705.971.0918


Like A Hawke,
Susan

Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Wednesday, 29 January 2014

Real Estate Glossary

AmortizationThe period of time required to reduce a debt to zero when payments are made regularly. Amortization periods are most often 15, 20, or 25 years long.

AnniversaryMost lenders allow borrowers to make a payment on the anniversary of the mortgage. (For a mortgage assumed on June 1, a payment can be made every subsequent June 1 for the term of the mortgage.) It is applied against the principal and is a good way of reducing a loan.

AppraisalA process that determines the market value of a property.

Appraised ValueAn estimated value of a property that is completed by a certified appraiser for mortgage financing.

Approved LenderA lending institution authorized by the Government of Canada to make loans under the terms of the National Housing Act. Only Approved Lenders can negotiate mortgages that require mortgage insurance.

AssumptionA legal document signed by a homebuyer that requires the buyer to assume responsibility for the obligations of a mortgage by the builder or original owner.

Balanced MarketWhere demand for property equals the supply of available property. Sellers usually accept reasonable offers and houses generally sell in sufficient time periods. Prices remain stable and there is usually a good number of homes to choose from.

Blended PaymentA mortgage payment that includes principal and interest. It is paid regularly during the term of the mortgage. The payment total remains the same, although the principal portion increases over time and the interest portion decreases.

Building PermitA certificate that must be obtained from the municipality by the property owner or contractor before a building can be erected or repaired. It must be posted in a conspicuous place until the job is completed and passed as satisfactory by a municipal building inspector.

Buyer's MarketWhen there is a higher number of homes to choose from than buyers in comparison. Prices of homes tend to be lower and they remain available for sale longer. Buyers usually have more leverage in negotiating a purchase.

Closed MortgageA mortgage loan that has a locked-in payment schedule, which does not vary over the life of the closed term. A buyer who uses a closed mortgage will likely have to pay the lender a penalty if you fully repay the loan before the end of the closed term.

Closing CostsCosts, in addition to the purchase price of a home, such as legal fees, transfer fees, and disbursements, that are payable on the closing date. Closing costs typically range from 2%-4% of a home's selling price.

Closing DateThe date on which the sale of a property becomes final and the new owner takes possession.

CMHCCanada Mortgage and Housing Corporation. A Crown corporation that administers the National Housing Act for the federal government and encourages the improvement of housing and living conditions for all Canadians. CMHC also creates and sells mortgage loan insurance products.

Collateral MortgageA mortgage that secures a loan by way of a promissory note. The money borrowed can be used to buy a property or can be used for another purpose, such as a home renovation or a vacation.

Commitment Letter / Mortgage ApprovalWritten notification from the mortgage lender to the borrower that approves the advancement of a specified amount of mortgage funds under specified conditions.

Conditional Offer / Conditions of SaleAn Offer to Purchase that is subject to specified conditions, for example, the arranging of a mortgage. There is usually a stipulated time limit within which the specified conditions must be met.

Conventional MortgageA mortgage loan up to a maximum of 75% of the lending value of the property. Mortgage loan insurance is not required for this type of mortgage.

CovenantA clause in a legal document which, in the case of a mortgage, gives the parties to the mortgage a right or an obligation. For example, a covenant can impose the obligation on a borrower to make mortgage payments in certain amounts on certain dates. A mortgage document consists of covenants agreed to by the borrower and the lender.

ConveyancingThe transfer of ownership of any property or real estate from one person to another.

DeedA legal document, which is signed by both the vendor and the purchaser transferring ownership. This document is registered as evidence of ownership.

DefaultFailure to abide by the terms of a mortgage loan agreement. A failure to make mortgage payments, defaulting on the loan, may give cause to the mortgage holder to take legal action to possess (foreclose) the mortgaged property.

DepositA sum of money placed in trust by the purchaser when an Offer to Purchase is made. The real estate representative or lawyer holds the sum until the sale is closed, and then it is paid to the vendor.

Discharge of MortgageA document signed by the lender and given to the borrower when a mortgage loan has been repaid in full.

Down paymentThe portion of the house price the buyer must pay up front from personal resources, before securing a mortgage. It generally ranges from 5%-25% of the purchase price.

EasementA right acquired for access to or over, or for the use of, another person's land for a specific purpose, such as a driveway or public utilities.

EncumbranceA registered claim for debt against a property, such as a mortgage.

EquityThe difference between the price for which a home could be sold and the total debts registered against the home. Equity usually increases as the outstanding principal of the mortgage is reduced through regular payments. Market values and improvements to the property also affect equity.

FHLIFirst Home Loan Insurance - This is a CMHC product of particular interest to people looking for their first home. It allows qualified first-time buyers to purchase a home with as little as 5% down. In these cases, CMHC will insure mortgages of up to 95% of the home's purchase price or the market value of the property, whichever is less. (Restrictions may apply. Contact your local lender.)

ForeclosureA legal procedure in which the lender gets ownership of the property if the borrower defaults on the mortgage loan.

Gross Debt Service RatioThe percentage of the borrower's gross income that will be used for monthly payments of principal, interest, taxes, heating costs, and half of any condominium maintenance fees.

High-Ratio Mortgage / Insured Mortgage LoanA mortgage loan in excess of 75% of the lending value of the property. This type of mortgage must be insured - for example, by CMHC - against payment default.

HoldbackAn amount of money withheld by the lender during construction of a house to ensure that construction is satisfactory at every stage. A standard holdback is 10% of the total cost of the building project.

InterestThe cost of borrowing money for a given period of time. Interest is usually paid to the lender in installments along with repayment of the principal loan amount.

Interest Adjustment Date (IAD)A date from which interest on the mortgage advanced is calculated for regular payments. This date is usually one payment period before regular mortgage payments begin. Interest due between the date the mortgage is advanced and the IAD is due on closing.

Interest RateThe rate at which you pay interest to the lender. For example, when the mortgage balance is $100,000, and the interest rate is 6 per cent, one single annual payment will include $6,000 interest. More frequent payments will result in different amounts.

Lending ValueThe purchase price or appraised value of a property, whichever is less.

Loan-to-Value RatioThe ratio of the loan to the lending value of a property expressed as a percentage. For example, the loan-to-value ratio of a loan for $25,000 on a home which costs $100,000 is 25%.

Lien (Mechanics)A claim against a property for money owing. A lien may be filed by a supplier or a subcontractor who has provided labour or materials but has not been paid. A lien must be properly filed by a claimant. It has a limited life, prescribed by statutes that vary from province to province. If the lien holder takes action within the prescribed time, the homeowner may be obliged to pay the amount claimed by the lien holder. Alternatively, the lien holder may force a sale of the property to pay off the debt.

Maturity DateThe last day of the term of the mortgage agreement. On this day the mortgage loan must be paid in full or the agreement renewed.

MortgageSecurity for a loan to purchase property. It is the purchaser's personal guarantee to repay the loan and a pledge of the property as security for the loan.

Mortgage Life InsuranceInsurance to pay off your mortgage in full if you die. Many lenders offer this insurance and add the premium to your mortgage payments. However, you may want to compare rates for equivalent products from an insurance broker.

Mortgage Loan InsuranceInsurance required by lenders for high-ratio mortgages (more than 75% of the purchase price). It is available from CMHC or a private insurer for a cost of between 0.5% and 3% of the amount of the mortgage.

Mortgage PaymentA regularly scheduled payment that is blended to include both principal and interest.

MortgageeThe lender who provides the mortgage loan.

MortgagorThe borrower who pledges the property as security for the loan.

Net WorthA person's total financial worth, calculated by subtracting total liabilities from assets.

NHA PremiumInsurance required by lenders for high-ratio mortgages (more than 75% of the purchase price). It is available from CMHC or a private insurer for a cost of between 0.5% and 3% of the amount of the mortgage. The premium can be added to your mortgage loan and paid off as part of your regular mortgage payments, or paid off in a lump sum at the time of purchase to save interest charges on the premium itself.

Offer to PurchaseA written contract setting out the terms under which the buyer agrees to buy. If accepted by the seller, it forms a legally binding contract subject to the terms and conditions stated in the document.

Open MortgageA type of mortgage loan where the borrower can make a partial or full payment of the principal amount at any time, without penalty.

Option AgreementA document stipulating that, in exchange for a deposit, a specified individual is to be given the first chance to buy a property at or within a specified period of time. An option holder who does not buy at or within the specified period loses the deposit and the agreement is cancelled.

P.I.T.Principal, Interest, and Taxes - payments due on a regular basis under the terms of a mortgage agreement. Generally, payments are made monthly and include one-twelfth of the estimated annual municipal and school taxes. Since these taxes change from year to year, this section of the mortgage will change accordingly.

P.I.T.H.Principal, Interest, Taxes, and Heating - costs used to calculate the Gross Debt Service ratio (GDS).

PortabilityAn option available on a mortgage that enables the mortgagor to take their current mortgage loan with them to another property without penalty.

Pre-Approved MortgageWhen a lender approves the potential mortgagor for a specified amount, based on how much money the lender is prepared to lend to the borrower. This allows buyers to shop for homes that they already know they can obtain financing for and not homes that are potentially too expensive, or out of the borrowers means to finance.

Prepayment PrivilegesAllows the borrower to make voluntary payments on the mortgage loan, in addition to the regular, scheduled mortgage payments.

PrincipalThe amount of money borrowed.

Property Purchase or Land Transfer TaxA toll paid to the provincial and/or municipal government(s) for transferring property to the buyer from the seller.

REALTOR®A trademark name for a real estate representative who is a member of an organization of persons engaged in the business of buying and selling real estate, such as the Canadian Real Estate Association.

RefinanceTo pay off a mortgage or other registered encumbrance and arrange for a new mortgage, sometimes with a different lender.

Regular MortgageWith this type of mortgage, you pay between 10% and 25% of the cost of the home as a down payment. The remaining balance is the amount of the mortgage loan required. A high-ratio mortgage requires mortgage loan insurance. CMHC offers it for a premium of 0.5%-3% of the mortgage amount. This fee can be added to your mortgage payments or paid in full on closing.

RenewalAt the end of a mortgage term, the borrower re-negotiates the loan for a new term.

Second MortgageAn additional mortgage on a property that already has a mortgage.

Seller's MarketMore buyers are looking for homes than there are homes for sale. There is a smaller inventory of homes available for sale and many buyers looking to purchase. House prices generally increase and homes sell quickly.

Strata or Condominium FeeA payment made by all owners of condominiums or townhouses within a particular complex that is allocated to pay expenses such as maintenance, repairs and management costs.

Statement of AdjustmentA balance sheet statement that indicates credits to the vendor - for example, the purchase price - and any prepaid taxes and credits to the buyer, such as the deposit, and the balance due on closing.

SurveyA document that illustrates the property boundaries and measurements, specifies the location of buildings on the property, and indicates any easements or encroachments.

TermThe length of time during which a mortgagor pays a specific interest rate on the mortgage loan. The entire mortgage principal is usually not paid off at the end of the term because the amortization period is normally longer than the term.

Title (freehold or leasehold)Legal possession. A freehold title gives the holder ownership of land and buildings for an indefinite period of time. A leasehold title gives the holder a right to use and occupy land and buildings for a defined period of time. In a leasehold arrangement, actual ownership of the land, sometimes along with the buildings, remains with the landlord.

Total Debt Service Ratio (TDS)The percentage of gross annual income required to cover all payments for housing and all other debts, such as car payments.

Variable-rate MortgageA type of mortgage with fixed payments but fluctuating interest rates. The change in current interest rates doesn't alter the amount of the mortgage payment, but determines how much of each payment is applied against the principal amount and how much goes to pay interest to the lender.

Vendor Take-Back MortgageMortgage financing arranged between the seller of the property and the buyer. Often this type of loan is a second mortgage, which the seller is willing to arrange at below market rates to allow the buyer to purchase the house. Most of these arrangements are not renewable or transferable to the next owner of the house.

Zoning BylawsMunicipal or regional laws that specify or restrict land use.


Like A Hawke,
Susan

 Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Friday, 24 January 2014

RE/MAX Top Choice for Buyers and Sellers for 13 Years!

Like A Hawke, Susan Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Thursday, 2 January 2014

2014 will be a good year to buy, Ontarians say


The New Year has brought a renewed sense of optimism for a majority of Ontarian investors who are planning to capitalize on favourable economic conditions during 2014.
Forget about the icy conditions sweeping across the province, the Ontario market is proving a very big hotspot for many opportunistic investors.
Two in three Ontarians are intending to buy a home in the next two years, thanks to ‘good’ economic conditions, according to a new survey by the Ontario Real Estate Association (OREA). Many investors are also looking to cash in on these favourable market conditions, with six in ten planning to sell up by the end of 2015.
Consumers seem to be echoing a similar sentiment for the 2014 real estate market. Prospective buyers and sellers in particular are also more likely to believe the overall economy is strong, which may be why they’re considering buying or selling their home in the next two years,” says Sean Simpson, vice president, Ipsos Public Affairs.
While the current low interest rate and positive consumer sentiment is fuelling this short-term optimism in real estate, around 50 per cent of those surveyed say they believe the market will continue to strengthen within the next ten years.


Like A Hawke, 
Susan 


 Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Thursday, 5 December 2013

RE/MAX: Our Purpose

Like A Hawke, Susan Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Monday, 16 September 2013

Great Real Estate News


The Canadian Real Estate Association is raising its forecast for the number of homes that will change hands this year, after August’s home sales came in 11.1-per-cent higher than a year earlier.
“National sales have improved more quickly than anticipated,” said the association, which represents the country’s realtors. “This likely reflects the transient influence of buyers with pre-approved financing making purchases before their lower pre-approved rates expire, particularly in some of Canada’s most active and expensive housing markets.”

Like A Hawke,
Susan

Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Thursday, 25 July 2013

Re/Max claims top US, Canadian market share


Agents working at brokerages affiliated with franchisor Re/Max LLC were involved in more home sales than any competing franchise last year, Re/Max claims, citing the results of surveys of U.S. and Canadian buyers.

In Canada, MMR interviewed more than 550 buyers and sellers who were involved in about 800 transaction sides, and found Re/Max agents sold the most homes, followed by Royal LePage, Century 21, Sutton and Coldwell Banker.
Re/Max claims agents affiliated with the franchise have commanded the biggest share of the U.S. market since 1997 and had top market share in Canada since 1987.


Like A Hawke,
Susan

Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them!

You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Wednesday, 10 July 2013

I Use Vine to Help Sell Your Home





I use the power of Vine to help sell your home.  Vine is a video sharing social media app created by Twitter that hosts brief, 6-second videos. Through the app, I can create and view short (6 seconds max) videos, complete with audio, that loop within the news feed, much like a Twitter, Facebook, or LinkedIn feed.

Why do I use it?

1. It's new and it's cutting edge social tech. People are using it to find homes. That's good for you!

2. It's quick and creative marketing that Buyers love.

3. It promotes your property to many people.

4. It films and showcases special events - like putting your 'For Sale' sign on your lawn and then 
showing the world the 'Sold' sign!

5. Before and after shots of home staging.

Be sure to follow me! 

Like A Hawke,
Susan

Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them!

You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Monday, 3 June 2013

My Current Listings - FOR SALE



Enjoy my flipbook/lookbook of current listings.  Take any large map of North America and zoom in on the Great Lakes. That dot where Lake Superior, Lake Huron and Lake Michigan appear to converge near the Canada-US border? That’s Sault Ste. Marie, Ontario — my hometown. (see the many links on my right side bar)

When you think about buying or selling real estate in Sault Ste. Marie think "Like A Hawke"! I am your Remax Sales Representative! Ready to help! http://www.susanhawke.com/

Like A Hawke,
Susan

Friends, Please Stay Connected with Me:

Join my Recipe Club and
705.971.0918

Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them!

You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Thursday, 30 May 2013

5 Top Reasons To Hire A Selling Agent




Like A Hawke, Susan

Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Wednesday, 29 May 2013

The RE/MAX Win Your Down Payment Contest



OFFICIAL RULES for Ontario-Atlantic Region: 

The RE/MAX Win Your Down Payment Contest

Contest Rules

Introduction. To enter The RE/MAX Win Your Down Payment Contest [the “Contest”], participants are required to register by completing an online ballot form residing at www.FitToSell.ca or www.FitToBuy.ca or enter via any of the interactive kiosks/iPads located at one of the participating home shows/consumer shows that RE/MAX is involved with or has sponsored.

Timing. The Contest begins 12:01p.m. Eastern Standard Time [“EST”] on January 28, 2013 and ends 3:59p.m. EST on December 3, 2013 [the “Contest Period”].




Eligibility. The Contest is open to legal residents of Canada (except residents of Quebec), who are nineteen [19] years of age and older at the time of entry. Employees, officers and directors of RE/MAX Ontario-Atlantic Inc., RE/MAX of Western Canada, Mouse Marketing Inc., [the Contest Sponsors] their respective partners, subsidiaries, contractors and agents, or any person who is domiciled with any of the foregoing persons are not eligible. Their immediate family members, defined as parents, spouses, children, siblings, grandparents and household members are not eligible. By participating in and/or receiving a prize, registrants agree to abide by these Official Rules and decisions of the Sponsors, which are final and binding in all respects. Void in Quebec and where prohibited by law. No purchase necessary. One (1) entry per person regardless of point of entry.


How to Enter. During the Contest Period, consumers who enter at www.FitToSell.ca or www.FitToBuy.ca from January 28, 2013 or who enter via any of the interactive kiosks/iPads located at any of the participating home shows are eligible. There is no fee for registering.


Winner Selection. On December 10th, 2013 the Sponsors will randomly select one [1] potential Grand Prize winner from all eligible entries. The selected entrant will be contacted by phone and/or email within two [2] days of the draw. If a selected entrant cannot be contacted after three [3] attempts, he or she forfeits the prize and another entrant may, at the sole discretion of the Contest Sponsors, be selected. The odds of winning depend on the number of eligible entries.



Requirements of Potential Prize Winners. Potential prize winners will be notified by phone and/or email. Except where prohibited, potential prize winners must return to the Sponsor, within ten [10] days of being notified, a Declaration of Compliance [“Declaration”] to claim his/her prize. If the potential winner cannot be contacted, or fails to sign and return the Declaration within ten [10] days he/she forfeits the prize. In the event a potential prize winner is disqualified for any reason, the Sponsors will award the applicable prize to an alternate winner by random drawing from among all remaining eligible entries. Potential winners will be required to correctly answer a time-limited skill testing question without any assistance in order to be eligible to receive a prize or the prize will be forfeited. In order to be declared as the official grand prize winner of The RE/MAX Win Your Down Payment Contest, the Grand Prize winner must complete a real estate transaction with the representation from a RE/MAX Real Estate Agent who is in good standing with RE/MAX Ontario-Atlantic Canada Inc. (Ontario/Atlantic Regional Office) before December 31st, 2014. The down payment amount is equal to 5% of the purchase price of the property to a maximum of $15,000.00 (Fifteen Thousand). The funds will be released to the winner at the time of closing the real estate transaction.

Prizing.

RE/MAX Ontario-Atlantic Inc. will provide one [1] Grand Prize as follows:

A cheque that is equal to 5% of the purchase price to a maximum of $15,000.00 is to be applied as/to the down payment in a real estate transaction, towards the purchase a home before December 31st, 2014. One [1] cheque in the maximum amount of $15,000.00 is to be payable to the winner. The Contest winner is solely responsible for any additional fees (closing costs, taxes, mortgage loan insurance etc.) associated with but not limited to the full real estate transaction. RE/MAX is not responsible or liable for any fees or cost to the prize winner. RE/MAX is not liable for any prize if the winner does not meet the aforementioned Requirements of Potential Prize Winner.
Winner will be responsible for all federal, provincial and local taxes and other fees associated with prize receipt and use. No substitution, assignment or transfer of prizes will be permitted, except by the Sponsors, who reserve the right to substitute a prize with another prize of greater or equal value if prize cannot be awarded as stated. Prizes must be accepted as awarded and is, except at the sole discretion of the Contest Sponsors.

Publicity. Except where prohibited, participation in the Contest constitutes the winner’s consent to the Sponsors’ use of the winner’s name, likeness, hometown, province and country for promotional purposes in media without further payment or consideration.

General Conditions. Sponsors reserve the right to cancel or modify the Contest if fraud, technical failures or any other factor beyond their reasonable control impairs the integrity of the Contest, as determined by the Sponsors in their sole discretion. In such an event, the Sponsors reserve the right to award the prize at random from among eligible entries received up to the time of impairment. Sponsors reserve the right, in their sole discretion; to disqualify any individual they find to be tampering with the entry process or the operation of this or any other contest or to be acting in violation of these Official Rules or any other contest, or in an unsportsmanlike or disruptive manner. Any attempt by any person to deliberately damage the Sponsors’ web sites or undermine the legitimate operation of this Contest may be a violation of criminal and civil laws and, should such and attempt be made, Sponsors reserve the right to seek damages from any such person to the fullest extent permitted by law. Sponsors failure to enforce any term of these Official Rules shall not constitute a waiver of this provision.

Release. By receipt of any prize, the winner agrees to release and hold harmless Sponsors and their respective related companies, franchisees, and each of their respective officers, directors, employees and agents from and against any claim or cause of action arising out of participation in the Contest or receipt or use or misuse of any prize.




Limitations of Liability. By participating in this Contest, entrants hereby release Sponsors and promoters from any claims from: (1) incorrect or inaccurate transcription of entry information or late, lost, stolen, illegible, incomplete, misdirected, or entries received through impermissible or illegitimate channels, all of which will be disqualified; (2) technical failures of any kind, including but not limited to the malfunctioning of any telephone, computer, network, hardware or software; (3) the unavailability or inaccessibility of any service; (4) unauthorized human intervention in any part of the entry process or the Contest; (5) electronic or human error which may occur in the administration of the Contest or the processing of entries; (6) any injury or damage to persons or property, including but not limited to entrant’s computer, which may be caused, directly or indirectly, in whole or in part, from the entrant’s participation in the Contest or from downloading any material from the Sponsors’ web sites, regardless of whether the material was prepared by the Sponsors or any third party, and regardless of whether the material is connected to the Sponsors’ web sites by hypertext link. If, for any reason, an entrant’s entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, the entrant’s sole remedy is another entry in the Prize drawing. If it is not possible to award another entry due to discontinuance of the Contest, or any part of it, Sponsors, in their sole discretion, may elect to hold a random draw from among all eligible entries received up to the date of discontinuance for any or all of the prizes offered herein. No more than the stated number of prizes will be awarded. In the event that production, technical, seeding, programming or any other reasons cause more than stated number of prizes as set forth in these Official Rules to be available and/or claimed. Sponsors reserve the right to award only the stated number of prizes by random drawing among legitimate, un-awarded, eligible prize claims.

Disputes/Choice of Law. Except where prohibited, entrant agrees that: (1) any and all disputes, claims, and causes of action arising out of or connected with this Contest or any prizes awarded shall be resolved individually, without resort to any form of class action, and exclusively by provincial court situated in Toronto, Ontario, Canada; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, but in no event attorneys’ fees; and (3) no punitive, incidental, special, consequential or other damages, including without limitation lost profits may be awarded [collectively, “Special Damages”], and (4) entrant hereby waives all rights to claim Special Damages and all rights to have such damages multiplied or increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsors in connection with the Contest shall be governed by, and construed in accordance with, the Laws of the Province of Ontario, Canada without giving effect to any choice of law or conflict of law rules [whether of the Province of Ontario or any other jurisdiction], which would cause the application of the laws of any other jurisdiction other than the
Province of Ontario, Canada.

Data Collection/Opt-in Database. Personal information collected when you enter the Contest is subject to the privacy policies located on www.remax-oa.com. By agreeing to the contest terms & conditions on the interactive touch-screen, our participate partners, RE/MAX reserves the rights to send future promotional offers to participates who select and indicate interest in their products.
Winner List. Winners will be posted at www.FitToSell.ca and www.FitToBuy.ca upon completion of the Contest

Individuals who are entering into the RE/MAX Choose & Win Contest (Win Your Down Payment or Get Curbalicous) can only enter into 1 (one) contest not booth. Potential entrants must choose which contest they would like enter



Like A Hawke,
Susan

Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them!

You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada